Mild street builds
Street Tier
For daily-driven vehicles with documented upgrades that make the car feel like yours without turning it into a full build project.
Wheels and tires
Mild suspension
Intake and exhaust
Lighting or appearance upgrades
Modified vehicle protection
You built more than a car. Protect more than stock.
Apex helps protect eligible aftermarket parts that traditional auto coverage may not fully recognize. Whether you drive a daily, weekend car, DIY build, or full custom project, our team helps you understand what can be reviewed and what happens next.
Eligible aftermarket parts can be reviewed
DIY and shop-built vehicles are welcome
Modified vehicle protection can start as low as $15/month
Built different. Covered different.
Finally, coverage language that sounds like your car.
Apex uses real build-focused starting points: Street Tier, Street+ Tier, and Apex Build Tier. Final fit depends on the vehicle, documentation, parts value, deductible, and review.
Deeper enthusiast builds
Street+ Tier
For vehicles with more meaningful performance, appearance, audio, or drivability upgrades that deserve a closer review.
Coilovers
Brake upgrades
ECU tune
Larger audio systems
Higher-value custom builds
Apex Build Tier
For higher-value or more complex builds where the parts list, documentation, and vehicle details need a more complete review.
Forced induction
Engine or transmission upgrades
Widebody work
Complex multi-system builds
What happens when something breaks?
Your upgrades should not disappear when it matters.
Say a Mustang has a documented supercharger package, supporting fuel upgrades, and related parts worth about $9,000. With Apex, eligible approved modifications can be part of the review instead of being treated like invisible extras.
Coverage, eligibility, valuation, deductibles, exclusions, and claim handling are controlled by the final policy terms. Apex will not promise a payout before the vehicle, documents, and claim are reviewed.
What can be reviewed?
Performance parts
Suspension and braking
Exterior and wheels
Interior and electronics
Audio and security
Documented DIY upgrades
Pricing clarity
Plans can start as low as $15/month.
Final pricing depends on the actual vehicle and build. The quick form helps Apex understand what you drive, what you have added, and which path makes the most sense before you spend time on a full review.
Vehicle year, make, model, mileage, and title status
Total documented parts value and build complexity
Selected deductible and protection tier
Driving use, annual mileage, storage, and claim history
What happens next
You are not dropped into a generic quote machine.
A real Apex agent follows up
You get clear documentation guidance
DIY and shop-built vehicles can be reviewed
You can ask questions before moving forward
Apex may ask for photos, receipts, VIN, mileage, installed parts details, and other documentation before anything can be finalized. The goal is to make the next step clear instead of making you guess what matters.
Standard auto coverage
Just looking for regular auto coverage? You are in the right place too.
Some drivers come to Apex for modified vehicle protection. Others just want help reviewing standard auto coverage for a daily driver, commuter, or family vehicle. If that is you, choose "Standard auto coverage review" in the form or go straight to the auto quote page.
Liability-only and full coverage conversations
Daily drivers, commuters, and family vehicles
A single place to ask about standard auto coverage, modified vehicle protection, or both
Simple process. Real guidance.
How Apex gets from interest to options.
1
Tell us about your build
Share the basics: vehicle, ZIP code, best contact info, and a rough idea of the parts value.
2
Apex reviews the modifications
A real agent reviews the vehicle, asks for the right documentation, and explains what can be considered.
3
Review your next step
You get clear guidance, ask questions, and decide whether Apex is the right fit for the vehicle.
Start the conversation
Tell us what you drive. We will help with the next step.
Use the quick form if you want an Apex agent to reach out. Keep it flexible and tell us whether you want modified vehicle protection, standard auto coverage, or both.
Ready for a full build review?
If you already have your parts list, photos, receipts, and build details ready, skip the short lead form and go straight to the full review.
Protect My Build