Apex Coverage
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Modified vehicle in a modern garage with build documentation

Apex Modified Vehicle Protection

You built more than a car.

Protect more than the factory equipment. Apex reviews eligible aftermarket parts, documentation, vehicle use, and risk so an agent can help you find a realistic path forward.

DIY and shop-built vehicles can be reviewed
Clean, rebuilt, salvage, mild, and serious builds can apply
Apex reviews parts value, documentation, mileage, use, and risk

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Start your build review

Step 1 of 5: share the details Apex needs to review your build.

Apex Modified Vehicle Protection is subject to review, documentation, eligibility, deductible selection, and final terms. Standard auto coverage is available separately.

The review is free

Start with the vehicle and parts. If the build qualifies, Apex shows available options before anything starts.

Pricing depends on the build

Vehicle, ZIP code, title status, mileage, parts value, deductible, use, driving history, and documentation all matter.

All vehicles can be submitted

Apex can review daily drivers, weekend builds, show cars, higher-value builds, and vehicles with DIY-installed parts.

What Apex looks at

Better documents create a cleaner review.

Missing paperwork does not always end the conversation, but good documentation helps Apex understand the build faster and more accurately.

Parts list and approximate value
Receipts, photos, invoices, and install notes
Current mileage and annual mileage
Title status and vehicle use
Driving history and claim history
Preferred deductible and tier interest